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10 Tips For Debt Free Living
By Marjorie
Debt Freedom, it is something that everybody wants to achieve, but the question is, how you get there. Reaching debt freedom involves changing the way we think about our money and the way we manage our money. I am not saying you need to give up all the things that you like, but you may want to take a good hard look at what is really important in your life.
Is having things now more important than having a future. Fulfilling your dreams in the future will take some planning in the present. How you handle your money in the present will determine how much of it you will retain for your future. There are some very basic and simple changes you can make in your daily life that will help you prepare for a financially sound future. Here are some simple changes you can make that will you achieve debt freedom:
1. Stop financing your lifestyle with credit cards. If it is not an emergency (the latest shoe style is not an emergency) or it can not be paid off in full monthly, it should not be charged. Credit cards are robbing Americans of a sound financial future.
2. Keep a log of your spending. Once you know where your money is going, it will be easier to see where you can cut back. Put the extra money towards paying down your credit cards.
3. Pack your lunch 3 days (or more) a week. Eating out can be expensive and brown |
